@import url("oneabove.css");

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--oa-text);font-family:var(--oa-font-body);font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}
body.menu-open{overflow:hidden}
a{color:var(--oa-blue-dark)}
button,input,select{font:inherit}
:focus-visible{outline:3px solid var(--oa-gold);outline-offset:3px;border-radius:4px}
.skip-link{position:fixed;top:12px;left:12px;z-index:200;transform:translateY(-160%);background:#fff;color:var(--oa-navy);padding:10px 16px;border-radius:8px;box-shadow:var(--oa-shadow)}
.skip-link:focus{transform:none}
.container{width:min(1160px,calc(100% - 48px));margin-inline:auto}
.section{padding:88px 0}
.section--tint{background:var(--oa-blue-tint)}
.section--navy{background:var(--oa-navy);color:var(--oa-text-on-dark)}
.section--navy h2,.section--navy h3{color:#fff}
.eyebrow{margin:0 0 12px;color:var(--oa-blue-dark);font-size:.76rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase}
.section--navy .eyebrow{color:var(--oa-gold)}
.page-title,.section-title{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);letter-spacing:-.025em;line-height:1.12}
.page-title{font-size:clamp(2.4rem,6vw,4.2rem);font-weight:800}
.section-title{font-size:clamp(1.75rem,3vw,2.5rem);font-weight:750}
.lead{font-size:1.12rem;max-width:660px}
.muted{color:var(--oa-text-faint)}

.promo{background:var(--oa-gold);color:var(--oa-navy);padding:8px 20px;text-align:center;font-size:.88rem;font-weight:650}
.promo a{color:inherit;font-weight:800}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);border-bottom:1px solid var(--oa-line);backdrop-filter:blur(12px)}
.nav-inner{min-height:72px;display:flex;align-items:center;gap:24px}
.brand{display:flex;align-items:center;gap:11px;color:var(--oa-navy);text-decoration:none;white-space:nowrap}
.brand-mark{width:36px;height:36px;padding:7px;display:flex;align-items:flex-end;gap:3px;background:var(--oa-navy);border-radius:9px}
.brand-mark i{display:block;flex:1;background:var(--oa-blue);border-radius:2px}
.brand-mark i:nth-child(1){height:35%}.brand-mark i:nth-child(2){height:65%}.brand-mark i:nth-child(3){height:100%;background:var(--oa-gold)}
.brand-copy{font-family:var(--oa-font-display);font-size:1.08rem;font-weight:750;line-height:1.05}
.brand-copy small{display:block;margin-top:2px;color:var(--oa-text-faint);font-family:var(--oa-font-body);font-size:.58rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase}
.main-nav{display:flex;align-items:center;gap:20px;margin-left:auto}
.main-nav a{color:var(--oa-navy);font-size:.9rem;font-weight:650;text-decoration:none;white-space:nowrap}
.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--oa-blue-dark)}
.nav-actions{display:flex;align-items:center;gap:10px}
.menu-button{display:none;margin-left:auto;padding:10px;border:0;background:transparent;color:var(--oa-navy);font-weight:700;cursor:pointer}

.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 22px;border:2px solid transparent;border-radius:10px;font-weight:700;text-align:center;text-decoration:none;transition:background .15s,border-color .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn--primary{background:var(--oa-blue);color:#fff}.btn--primary:hover{background:var(--oa-blue-dark)}
.btn--secondary{background:#fff;border-color:var(--oa-line);color:var(--oa-navy)}.btn--secondary:hover{border-color:var(--oa-navy)}
.btn--gold{background:var(--oa-gold);color:var(--oa-navy)}
.btn--disabled{background:#E7ECF5;color:#68789A;cursor:not-allowed;pointer-events:none}
.btn--small{min-height:40px;padding:8px 16px;font-size:.9rem}
.button-row{display:flex;gap:12px;flex-wrap:wrap}
.button-row--center{justify-content:center}
.button-row--spaced{margin-top:28px}
.card-heading{margin-top:18px}

.page-hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#F5F8FE,#fff);padding:78px 0 68px}
.page-hero::after{content:"";position:absolute;right:-80px;bottom:-80px;width:380px;height:260px;opacity:.18;background:linear-gradient(90deg,transparent 0 18%,var(--oa-blue) 18% 35%,transparent 35% 40%,var(--oa-blue) 40% 62%,transparent 62% 67%,var(--oa-gold) 67% 100%);clip-path:polygon(0 78%,35% 78%,35% 53%,65% 53%,65% 27%,100% 27%,100% 100%,0 100%)}
.page-hero .container{position:relative;z-index:1}
.page-hero .lead{margin:22px 0 28px}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:72px;align-items:center}
.hero-panel{padding:30px;border:1px solid rgba(36,86,230,.14);border-radius:24px;background:#fff;box-shadow:var(--oa-shadow)}
.hero-panel h2{margin:0 0 12px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.35rem;line-height:1.25}
.hero-panel p{margin:0 0 20px}
.hero-panel ul{display:grid;gap:11px;margin:0;padding:0;list-style:none}
.hero-panel li{display:flex;gap:10px;color:var(--oa-navy);font-weight:650}
.hero-panel li::before{content:"\2192";color:var(--oa-blue);font-weight:900}
.trust-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
.trust-pill{padding:7px 12px;border:1px solid var(--oa-line);border-radius:999px;background:#fff;color:var(--oa-navy);font-size:.82rem;font-weight:650}

.subnav{border-bottom:1px solid var(--oa-line);background:var(--oa-navy);color:#fff}
.subnav__inner{min-height:54px;display:flex;align-items:center;gap:28px;overflow-x:auto;scrollbar-width:none}
.subnav__inner::-webkit-scrollbar{display:none}
.subnav__title{color:var(--oa-gold);font-family:var(--oa-font-display);font-size:.92rem;font-weight:800;white-space:nowrap}
.subnav a{color:#DCE5F7;font-size:.84rem;font-weight:650;text-decoration:none;white-space:nowrap}
.subnav a:hover{color:#fff}
.mortgage-hero{position:relative;min-height:570px;display:flex;align-items:center;overflow:hidden;background:#F4F6F9}
.mortgage-hero__media{position:absolute;inset:0;margin:0}
.mortgage-hero__media::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(247,249,252,.99) 0%,rgba(247,249,252,.94) 35%,rgba(247,249,252,.5) 58%,rgba(247,249,252,.03) 78%)}
.mortgage-hero__media picture,.mortgage-hero__media img{display:block;width:100%;height:100%}
.mortgage-hero__media img{object-fit:cover;object-position:center}
.mortgage-hero__content{position:relative;z-index:1;width:min(1160px,calc(100% - 48px));margin-inline:auto;padding:82px 0 110px}
.mortgage-hero__copy{max-width:670px}
.mortgage-hero .page-title{font-size:clamp(2.6rem,5.8vw,4.75rem);max-width:720px}
.mortgage-hero .lead{margin:22px 0 28px;max-width:600px;color:#33415C}
.finder-wrap{position:relative;z-index:3;margin-top:-58px}
.finder{padding:24px;border-radius:18px;background:#fff;box-shadow:0 20px 50px rgba(11,28,58,.16)}
.finder__heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:16px}
.finder__heading h2{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.22rem}
.finder__heading p{margin:0;color:var(--oa-text-faint);font-size:.86rem}
.finder__form{display:grid;grid-template-columns:1.1fr 1fr auto;gap:14px;align-items:end}
.finder__field label{display:block;margin-bottom:6px;color:var(--oa-navy);font-size:.74rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.finder__field select{width:100%;min-height:50px;padding:10px 40px 10px 13px;border:1px solid #B9C5D9;border-radius:10px;background:#fff;color:var(--oa-navy)}
.finder .btn{min-width:168px}
.path-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.path-card{display:flex;min-height:100%;flex-direction:column;overflow:hidden;border:1px solid var(--oa-line);border-radius:18px;background:#fff;box-shadow:0 12px 30px rgba(11,28,58,.06);transition:transform .2s,box-shadow .2s}
.path-card:hover{transform:translateY(-4px);box-shadow:var(--oa-shadow)}
.path-card__media{position:relative;aspect-ratio:16/9;overflow:hidden;background:var(--oa-blue-tint)}
.path-card__media::after{content:"";position:absolute;inset:auto 0 0;height:44%;background:linear-gradient(transparent,rgba(11,28,58,.35))}
.path-card__media img{width:100%;height:100%;display:block;object-fit:cover;transition:transform .35s}
.path-card:hover .path-card__media img{transform:scale(1.025)}
.path-card__body{display:flex;flex:1;flex-direction:column;padding:24px}
.path-card__body h3{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.2rem}
.path-card__body p{margin:10px 0 20px;font-size:.93rem}
.path-card__actions{display:flex;align-items:center;gap:16px;margin-top:auto}
.path-card__actions a{font-size:.88rem;font-weight:750;text-decoration:none}
.path-card__actions a:first-child{padding:8px 12px;border-radius:8px;background:var(--oa-blue);color:#fff}
.media-split{display:grid;grid-template-columns:1fr 1fr;align-items:stretch;overflow:hidden;border-radius:24px;background:var(--oa-navy);color:var(--oa-text-on-dark);box-shadow:var(--oa-shadow)}
.media-split--light{background:var(--oa-blue-tint);color:var(--oa-text)}
.media-split__media{min-height:430px}
.media-split__media picture,.media-split__media img{display:block;width:100%;height:100%}
.media-split__media img{object-fit:cover}
.media-split__copy{display:flex;flex-direction:column;justify-content:center;padding:54px}
.media-split__copy h2{margin:0;color:#fff;font-family:var(--oa-font-display);font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.15}
.media-split--light .media-split__copy h2{color:var(--oa-navy)}
.media-split__copy p{margin:16px 0 24px;max-width:540px}
.media-split__copy .btn{align-self:flex-start}
.product-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.product-tile{display:flex;min-height:300px;flex-direction:column;padding:28px;border:1px solid var(--oa-line);border-radius:18px;background:#fff}
.product-tile__number{display:grid;width:44px;height:44px;margin-bottom:28px;place-items:center;border-radius:12px;background:var(--oa-navy);color:var(--oa-gold);font-family:var(--oa-font-display);font-weight:800}
.product-tile h3{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.18rem}
.product-tile p{margin:12px 0 24px}
.product-tile a{margin-top:auto;font-weight:750;text-decoration:none}
.proof-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.proof-item{text-align:center;padding:28px 22px}
.proof-item__icon{display:grid;width:54px;height:54px;margin:0 auto 18px;place-items:center;border-radius:50%;background:var(--oa-gold);color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.1rem;font-weight:900}
.proof-item h3{margin:0 0 8px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.05rem}
.proof-item p{margin:0;font-size:.92rem}
.quote-panel{max-width:900px;margin:42px auto 0;padding:36px 44px;border-left:5px solid var(--oa-gold);border-radius:0 18px 18px 0;background:#fff;box-shadow:0 12px 30px rgba(11,28,58,.06)}
.quote-panel blockquote{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:clamp(1.2rem,2.5vw,1.65rem);line-height:1.5}
.quote-panel p{margin:14px 0 0;color:var(--oa-text-faint);font-size:.88rem;font-weight:700}
.org-band{padding:72px 0;background:linear-gradient(135deg,var(--oa-blue),#17386E);color:#fff}
.org-band__inner{display:grid;grid-template-columns:1fr auto;gap:42px;align-items:center}
.org-band h2{margin:0;color:#fff;font-family:var(--oa-font-display);font-size:clamp(1.8rem,4vw,2.7rem)}
.org-band p{max-width:680px;margin:12px 0 0;color:#DCE5F7}

.contact-hero{padding:86px 0;background:linear-gradient(135deg,var(--oa-navy),#17386E);color:#fff}
.contact-hero .page-title{color:#fff;max-width:760px}
.contact-hero .lead{color:#DCE5F7;margin-top:18px}
.contact-layout{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(320px,.75fr);gap:54px;align-items:start}
.contact-methods{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.contact-card{padding:24px;border:1px solid var(--oa-line);border-radius:16px;background:#fff}
.contact-card h2{margin:0 0 8px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.1rem}
.contact-card p,.contact-card address{margin:0;font-style:normal}
.contact-card a{font-weight:750;text-decoration:none}
.contact-card--wide{grid-column:1/-1}
.contact-aside{padding:30px;border-radius:20px;background:var(--oa-blue-tint)}
.contact-aside h2{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.4rem}
.contact-aside p{margin:12px 0 0}
.contact-aside .notice{margin-top:24px}
.contact-form{padding:30px;border:1px solid var(--oa-line);border-radius:20px;background:#fff;box-shadow:0 12px 30px rgba(11,28,58,.05)}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.form-field{display:grid;gap:8px}
.form-field--wide{grid-column:1/-1}
.form-field label{color:var(--oa-navy);font-size:.9rem;font-weight:750}
.form-field input,.form-field select,.form-field textarea{width:100%;border:1px solid #B8C3D7;border-radius:10px;background:#fff;color:var(--oa-text);font:inherit;padding:12px 14px}
.form-field textarea{resize:vertical}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:3px solid rgba(36,87,214,.18);border-color:var(--oa-blue)}
.form-field input[aria-invalid="true"],.form-field select[aria-invalid="true"],.form-field textarea[aria-invalid="true"]{border-color:var(--oa-danger)}
.errorlist{margin:0;padding:0;list-style:none;color:var(--oa-danger);font-size:.84rem;font-weight:700}
.form-disclosure{margin:20px 0;color:var(--oa-text-faint);font-size:.86rem}
.form-success{margin-bottom:22px;padding:20px;border:1px solid #A7D7BF;border-radius:12px;background:var(--oa-success-tint);color:#13583B}
.form-success p{margin:6px 0 0}
.policy-inline{font-size:.82rem;color:var(--oa-text-faint)}
.policy-inline a,.notice a{font-weight:750}
.footer-note--legal{display:flex;align-items:flex-start;justify-content:space-between;gap:32px}
.footer-note--legal address{font-style:normal;text-align:right}
.policy-hero{padding-bottom:54px}
.policy-hero .page-title{max-width:850px}
.policy-meta{display:flex;flex-wrap:wrap;gap:10px 28px;margin:24px 0 0;color:var(--oa-text-faint);font-size:.93rem}
.policy-meta strong{color:var(--oa-navy)}
.policy-document{max-width:860px}
.policy-document>section+section{margin-top:44px;padding-top:38px;border-top:1px solid var(--oa-line)}
.policy-document h2{margin:0 0 16px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:clamp(1.35rem,2.6vw,1.75rem);line-height:1.3}
.policy-document p{max-width:800px;margin:0 0 16px}
.policy-document ul,.policy-document ol{display:grid;max-width:780px;gap:10px;margin:18px 0 20px;padding-left:24px}
.policy-document address{font-style:normal;line-height:1.75}
.policy-links{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:34px;padding-top:26px;border-top:1px solid var(--oa-line)}
.policy-links a{font-weight:750;text-decoration:none}

.intro{max-width:730px;margin-bottom:38px}
.intro .section-title+.lead{margin-top:16px}
.audience-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.audience-card{display:flex;min-height:260px;flex-direction:column;padding:26px;border:1px solid var(--oa-line);border-radius:18px;background:#fff;color:var(--oa-text);text-decoration:none;box-shadow:0 10px 26px rgba(11,28,58,.04);transition:transform .2s,box-shadow .2s,border-color .2s}
.audience-card:hover{transform:translateY(-3px);border-color:#AFC1F5;box-shadow:var(--oa-shadow)}
.audience-card__icon{display:grid;width:44px;height:44px;margin-bottom:36px;place-items:center;border-radius:12px;background:var(--oa-blue-tint);color:var(--oa-blue);font-family:var(--oa-font-display);font-weight:800}
.audience-card h3{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.2rem}
.audience-card p{margin:10px 0 22px;font-size:.93rem}
.audience-card strong{margin-top:auto;color:var(--oa-blue-dark);font-size:.9rem}
.feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.feature-card{padding:26px;border:1px solid var(--oa-line);border-radius:16px;background:#fff}
.feature-card h3{margin:0 0 10px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.08rem}
.feature-card p{margin:0}
.series-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.series-card{display:flex;min-height:250px;flex-direction:column;padding:26px;border:1px solid var(--oa-line);border-radius:18px;background:#fff}
.series-card .status{margin-bottom:20px}
.series-card h3{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.16rem;line-height:1.3}
.series-card p{margin:10px 0 22px;font-size:.93rem}
.series-card a{margin-top:auto;font-weight:750;text-decoration:none}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.8fr);gap:64px;align-items:start}
.check-list{display:grid;gap:12px;margin:24px 0 0;padding:0;list-style:none}
.check-list li{padding-left:28px;position:relative}
.check-list li::before{content:"\2713";position:absolute;left:0;color:var(--oa-success);font-weight:900}
.stat-stack{display:grid;gap:14px}
.stat-card{padding:22px;border-left:4px solid var(--oa-gold);border-radius:0 14px 14px 0;background:#fff;box-shadow:0 8px 22px rgba(11,28,58,.05)}
.stat-card strong{display:block;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.1rem}
.stat-card span{color:var(--oa-text-faint);font-size:.9rem}
.resource-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.resource-card{padding:26px;border:1px solid var(--oa-line);border-radius:16px;background:#fff}
.resource-card h3{margin:0 0 8px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.08rem}
.resource-card p{margin:0 0 20px}
.resource-card a{font-weight:750;text-decoration:none}

.filters{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin:28px 0 42px}
.filter-btn{padding:9px 15px;border:1px solid var(--oa-line);border-radius:999px;background:#fff;color:var(--oa-text);font-weight:650;cursor:pointer}
.filter-btn:hover,.filter-btn.is-active{border-color:var(--oa-navy);background:var(--oa-navy);color:#fff}
.catalog-section+.catalog-section{margin-top:72px}
.catalog-head{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:26px}
.catalog-head p{max-width:560px;margin:8px 0 0}
.course-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.course-card{display:flex;flex-direction:column;min-height:100%;overflow:hidden;border:1px solid var(--oa-line);border-radius:18px;background:#fff;box-shadow:0 12px 30px rgba(11,28,58,.05);transition:transform .2s,box-shadow .2s}
.course-card:hover{transform:translateY(-3px);box-shadow:var(--oa-shadow)}
.course-card__top{min-height:150px;padding:24px;background:linear-gradient(135deg,var(--oa-navy),#17386E);color:#fff;display:flex;flex-direction:column;justify-content:space-between}
.course-card--gold .course-card__top{background:linear-gradient(135deg,#B47800,var(--oa-gold));color:var(--oa-navy)}
.course-card__kicker{font-size:.74rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
.course-card__hours{align-self:flex-end;padding:4px 10px;border-radius:999px;background:rgba(255,255,255,.15);font-size:.78rem;font-weight:700}
.course-card__body{display:flex;flex:1;flex-direction:column;padding:24px}
.course-card h3{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.16rem;line-height:1.3}
.course-card__meta{margin:8px 0 0;color:var(--oa-text-faint);font-size:.86rem}
.course-card__list{display:grid;gap:9px;margin:20px 0 24px;padding:0;list-style:none;font-size:.91rem}
.course-card__list li::before{content:"✓";margin-right:8px;color:var(--oa-blue);font-weight:800}
.course-card__foot{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:auto}
.price{color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.45rem;font-weight:800}
.status{display:inline-flex;width:max-content;margin-bottom:14px;padding:5px 10px;border-radius:999px;background:var(--oa-gold-tint);color:var(--oa-navy);font-size:.72rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.status--open{background:var(--oa-success-tint);color:var(--oa-success)}
.course-card[hidden]{display:none}
.catalog-toolbar{margin:30px 0 36px;padding:24px;border:1px solid var(--oa-line);border-radius:18px;background:#fff;box-shadow:0 10px 26px rgba(11,28,58,.04)}
.catalog-search{position:relative;margin-bottom:18px}
.catalog-search label,.filter-field label{display:block;margin-bottom:6px;color:var(--oa-navy);font-size:.78rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.catalog-search input,.filter-field select{width:100%;min-height:48px;border:1px solid #BAC5D9;border-radius:10px;background:#fff;color:var(--oa-navy)}
.catalog-search input{padding:11px 16px}
.filter-field select{padding:10px 38px 10px 12px}
.catalog-filters{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.catalog-summary{display:flex;align-items:center;justify-content:space-between;gap:20px;margin:0 0 20px}
.result-count{margin:0;color:var(--oa-text-faint);font-size:.9rem;font-weight:650}
.clear-filters{padding:4px;border:0;background:transparent;color:var(--oa-blue-dark);font-weight:750;cursor:pointer;text-decoration:underline;text-underline-offset:3px}
.catalog-empty{padding:34px;border:1px dashed #AEBAD0;border-radius:14px;background:var(--oa-blue-tint);text-align:center}
.catalog-empty h3{margin:0 0 8px;color:var(--oa-navy);font-family:var(--oa-font-display)}
.course-card__tags{display:flex;gap:7px;flex-wrap:wrap;margin:14px 0 2px}
.course-card__tag{padding:4px 8px;border-radius:999px;background:var(--oa-blue-tint);color:var(--oa-blue-dark);font-size:.72rem;font-weight:750}

.notice{padding:18px 20px;border:1px solid #F0DCA8;border-radius:12px;background:var(--oa-warning-tint);color:#6B4207;font-size:.93rem}
.notice strong{color:#573505}
.state-panel{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:start}
.state-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.state-chip{padding:12px;border:1px solid var(--oa-line);border-radius:10px;background:#fff;color:var(--oa-navy);font-size:.9rem;font-weight:650;text-align:center}

.breadcrumbs{display:flex;gap:8px;align-items:center;flex-wrap:wrap;margin:0 0 28px;padding:0;list-style:none;color:var(--oa-text-faint);font-size:.88rem}
.breadcrumbs li+li::before{content:"/";margin-right:8px;color:var(--oa-line)}
.breadcrumbs a{color:var(--oa-text-faint);text-decoration:none}
.detail-hero{background:linear-gradient(180deg,#F5F8FE,#fff);padding:38px 0 70px}
.detail-grid{display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:64px;align-items:start}
.detail-copy h1{max-width:760px;font-size:clamp(2.2rem,5vw,3.7rem)}
.detail-copy .lead{margin:20px 0}
.detail-points{display:flex;gap:18px;flex-wrap:wrap;margin:26px 0 0;padding:0;list-style:none;color:var(--oa-navy);font-size:.9rem;font-weight:650}
.detail-points li::before{content:"✓";margin-right:7px;color:var(--oa-success);font-weight:900}
.enroll-card{position:sticky;top:102px;padding:28px;border:1px solid var(--oa-line);border-radius:20px;background:#fff;box-shadow:var(--oa-shadow)}
.enroll-card .status{margin-bottom:18px}
.enroll-card h2{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.18rem}
.enroll-card .price{display:block;margin:12px 0 4px;font-size:2.2rem}
.enroll-card .btn{width:100%;margin-top:18px}
.enroll-card__fine{margin:12px 0 0;color:var(--oa-text-faint);font-size:.78rem;text-align:center}
.enroll-card hr{margin:22px 0;border:0;border-top:1px solid var(--oa-line)}
.enroll-card ul{display:grid;gap:10px;margin:0;padding:0;list-style:none;font-size:.88rem}
.enroll-card li::before{content:"✓";margin-right:8px;color:var(--oa-blue);font-weight:800}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:64px;align-items:start}
.prose h2{margin:0 0 14px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.8rem}
.prose h3{margin:34px 0 10px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.1rem}
.prose p{max-width:720px}
.curriculum{display:grid;gap:12px;margin-top:24px}
.module{overflow:hidden;border:1px solid var(--oa-line);border-radius:14px;background:#fff}
.module summary{display:flex;gap:16px;align-items:center;justify-content:space-between;padding:18px 20px;color:var(--oa-navy);font-weight:750;cursor:pointer;list-style:none}
.module summary::-webkit-details-marker{display:none}
.module summary::after{content:"+";color:var(--oa-blue);font-size:1.35rem;font-weight:500}
.module[open] summary::after{content:"−"}
.module ul{display:grid;gap:9px;margin:0;padding:0 20px 20px 40px;color:var(--oa-text);font-size:.92rem}
.side-nav{position:sticky;top:104px;padding:20px;border-left:2px solid var(--oa-line)}
.side-nav strong{display:block;margin-bottom:10px;color:var(--oa-navy);font-size:.82rem;text-transform:uppercase;letter-spacing:.08em}
.side-nav a{display:block;padding:6px 0;color:var(--oa-text-faint);font-size:.9rem;text-decoration:none}.side-nav a:hover{color:var(--oa-blue-dark)}
.spec-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:24px}
.spec{padding:18px;border:1px solid var(--oa-line);border-radius:12px;background:#fff}
.spec strong{display:block;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.05rem}.spec span{font-size:.8rem;color:var(--oa-text-faint)}
.faq{max-width:820px}.faq details{border-bottom:1px solid var(--oa-line)}.faq summary{padding:20px 4px;color:var(--oa-navy);font-family:var(--oa-font-display);font-weight:700;cursor:pointer}.faq p{margin:0;padding:0 4px 20px}

.commerce-layout{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(300px,.65fr);gap:42px;align-items:start}
.commerce-list{display:grid;gap:16px}.commerce-item{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:24px;border:1px solid var(--oa-line);border-radius:16px;background:#fff}.commerce-item h2{margin:0 0 8px;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.15rem}.commerce-item p{margin:0;color:var(--oa-text-faint)}.commerce-item>div:last-child{text-align:right}.commerce-item form{margin-top:8px}
.commerce-summary{display:grid;gap:18px;padding:26px;border:1px solid var(--oa-line);border-radius:18px;background:#fff;box-shadow:var(--oa-shadow)}.commerce-summary h2{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.2rem}.commerce-summary .btn{width:100%}.commerce-total,.commerce-line{display:flex;align-items:flex-start;justify-content:space-between;gap:20px}.commerce-line{padding-bottom:14px;border-bottom:1px solid var(--oa-line);font-size:.9rem}.commerce-total{padding-top:16px;border-top:2px solid var(--oa-navy);color:var(--oa-navy);font-family:var(--oa-font-display);font-size:1.15rem}.commerce-total strong{font-size:1.35rem}
.commerce-form{display:grid;gap:20px}.commerce-form h2{margin:0;color:var(--oa-navy);font-family:var(--oa-font-display)}.commerce-consent{display:flex;gap:10px;align-items:flex-start;color:var(--oa-text);font-size:.9rem}.commerce-consent input{width:18px;height:18px;margin-top:2px}.commerce-result{max-width:720px;padding:72px 0;text-align:center}.commerce-result h1{margin:12px 0;color:var(--oa-navy);font-family:var(--oa-font-display);font-size:clamp(2rem,5vw,3.2rem)}.commerce-result p{margin:0 auto 26px;font-size:1.05rem}.commerce-spinner{width:42px;height:42px;margin:28px auto;border:4px solid var(--oa-line);border-top-color:var(--oa-blue);border-radius:50%;animation:commerce-spin 1s linear infinite}@keyframes commerce-spin{to{transform:rotate(360deg)}}

.cta-band{padding:72px 0;background:var(--oa-navy);color:var(--oa-text-on-dark);text-align:center}.cta-band h2{margin:0;color:#fff;font-family:var(--oa-font-display);font-size:clamp(1.8rem,4vw,2.6rem)}.cta-band p{max-width:600px;margin:14px auto 26px}
.site-footer{background:var(--oa-navy-deep);color:#93A3C4}.footer-grid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:42px;padding:62px 0 42px}.footer-grid .brand{color:#fff}.site-footer h2{margin:0 0 16px;color:#fff;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase}.site-footer ul{display:grid;gap:9px;margin:0;padding:0;list-style:none}.site-footer a{color:#C7D2E8;text-decoration:none}.site-footer a:hover{color:#fff}.footer-note{border-top:1px solid #1B2C4E;padding:24px 0 34px;font-size:.78rem;line-height:1.65}

@media(max-width:1080px){
  .section{padding:68px 0}.main-nav,.nav-actions{display:none}.menu-button{display:block}.site-header.is-open .nav-inner{height:auto;min-height:72px;flex-wrap:wrap;padding:18px 0}.site-header.is-open .main-nav,.site-header.is-open .nav-actions{display:flex;width:100%;flex-direction:column;align-items:stretch;margin:0;padding:0 0 16px}.site-header.is-open .main-nav{gap:0}.site-header.is-open .main-nav a{padding:11px 0;border-bottom:1px solid var(--oa-line)}
  .course-grid,.audience-grid,.series-grid,.feature-grid,.resource-grid,.path-grid,.product-row{grid-template-columns:repeat(2,minmax(0,1fr))}.state-panel,.detail-grid,.content-grid,.hero-grid,.split,.contact-layout,.commerce-layout{grid-template-columns:1fr}.hero-grid,.split{gap:38px}.enroll-card,.side-nav{position:static}.detail-grid{gap:38px}.side-nav{display:none}.spec-grid{grid-template-columns:repeat(2,1fr)}.catalog-filters{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:1.3fr repeat(2,1fr)}.finder__form{grid-template-columns:1fr 1fr}.finder .btn{grid-column:1/-1}.media-split{grid-template-columns:1fr}.media-split__media{min-height:340px}.org-band__inner{grid-template-columns:1fr}.org-band .btn{justify-self:start}
}
@media(max-width:640px){
  .container{width:min(100% - 32px,1160px)}.page-hero{padding:56px 0}.catalog-head{display:block}.course-grid,.state-grid,.footer-grid,.audience-grid,.series-grid,.feature-grid,.resource-grid,.catalog-filters,.path-grid,.product-row,.proof-grid,.contact-methods,.form-grid{grid-template-columns:1fr}.course-card__foot{align-items:flex-start;flex-direction:column}.course-card__foot .btn{width:100%}.state-panel{gap:28px}.spec-grid{grid-template-columns:1fr 1fr}.button-row .btn{width:100%}.footer-grid{gap:32px}.detail-hero{padding-bottom:48px}.catalog-toolbar{padding:18px}.catalog-summary{align-items:flex-start;flex-direction:column}.audience-card{min-height:220px}.audience-card__icon{margin-bottom:24px}.mortgage-hero{min-height:620px}.mortgage-hero__media::after{background:linear-gradient(90deg,rgba(247,249,252,.98),rgba(247,249,252,.82))}.mortgage-hero__media img{object-position:65% center}.mortgage-hero__content{width:min(100% - 32px,1160px);padding:68px 0 126px}.finder-wrap{margin-top:-74px}.finder__heading{display:block}.finder__heading p{margin-top:6px}.finder__form{grid-template-columns:1fr}.finder .btn{grid-column:auto;width:100%}.media-split__copy{padding:34px 26px}.media-split__media{min-height:260px}.footer-note--legal{flex-direction:column}.footer-note--legal address{text-align:left}.contact-card--wide,.form-field--wide{grid-column:auto}.contact-form{padding:22px}.subnav__inner{gap:20px}.commerce-item{align-items:flex-start;flex-direction:column}.commerce-item>div:last-child{text-align:left}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.course-card,.btn{transition:none}.commerce-spinner{animation:none}}